UNITED STATES
SECURITIES & EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(Amendment No. )*
Jewett-Cameron Trading Company Ltd.
(Name of Issuer)
Common Stock
(Title of Class of Securities)
47733C207
(CUSIP Number)
December 31, 2014
(Date of event which requires filing of this statement)
Check the appropriate box to designate the rule pursuant to which this Schedule 13G is filed:
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[x ]
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Rule 13d-1(b)
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[ ]
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Rule 13d-1(c)
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[ ]
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Rule 13d-1(d)
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(Page 1 of 6 Pages)
________________
* The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).
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CUSIP No. 47733C207
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13G
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Page 2 of 6 Pages
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1
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NAME OF REPORTING PERSON
Comprehensive Financial Planning, Inc.
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2
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CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
(b) [ ]
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3
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SEC USE ONLY
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4
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CITIZENSHIP OR PLACE OF ORGANIZATION
Georgia
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NUMBER OF SHARES
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5
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SOLE VOTING POWER
157,600
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BENEFICIALLY OWNED
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6
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SHARED VOTING POWER
None
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BY EACH REPORTING
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7
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SOLE DISPOSITIVE POWER
None
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PERSON WITH
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8
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SHARED DISPOSITIVE POWER
157,600
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9
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AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH PERSON
157,600
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10
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CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
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[ ]
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11
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PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
6.1%
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12
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TYPE OF REPORTING PERSON*
IA
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CUSIP No. 47733C207
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13G
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Page 3 of 6 Pages
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1
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NAME OF REPORTING PERSON
Raymond L. Howe
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2
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CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
(b) [ ]
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3
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SEC USE ONLY
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4
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CITIZENSHIP OR PLACE OF ORGANIZATION
United States
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NUMBER OF SHARES
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5
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SOLE VOTING POWER
157,600
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BENEFICIALLY OWNED
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6
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SHARED VOTING POWER
None
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BY EACH REPORTING
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7
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SOLE DISPOSITIVE POWER
None
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PERSON WITH
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8
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SHARED DISPOSITIVE POWER
157,600
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9
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AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH PERSON
157,600
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10
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CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
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[ ]
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11
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PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
6.1%
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12
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TYPE OF REPORTING PERSON*
IN
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CUSIP No. 47733C207
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13G
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Page 4 of 6 Pages
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Item 1(a).
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Name of Issuer:
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Jewett-Cameron Trading Company Ltd. (the "Issuer")
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Item 1(b).
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Address of Issuer's Principal Executive Offices:
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32275 NW Hillcrest
North Plains, OR 97133
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Item 2(a).
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Name of Person Filing:
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Comprehensive Financial Planning, Inc.
Raymond L. Howe
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Item 2(b).
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Address of Principal Business Office or, if None, Residence:
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For all persons filing:
3950 Fairlane Drive, Dacula, GA 30019
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Item 2(c).
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Citizenship:
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Comprehensive Financial Planning, Inc. is a Georgia corporation
Mr. Howe is a United States citizen
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Item 2(d).
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Title of Class of Securities:
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Common Stock
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Item 2(e).
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CUSIP Number:
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47733C207
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CUSIP No. 47733C207
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13G
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Page 5 of 6 Pages
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Item 3.
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If this statement is filed pursuant to Rules 13d-1(b) or 13d-2(b) or (c), check whether the person filing is a:
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(a) [ ]
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Broker or dealer registered under Section 15 of the Act,
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(b) [ ]
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Bank as defined in Section 3(a)(6) of the Act,
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(c) [ ]
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Insurance Company as defined in Section 3(a)(19) of the Act,
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(d) [ ]
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Investment Company registered under Section 8 of the Investment Company Act of 1940,
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(e) [x]
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Investment Adviser in accordance with Rule 13d-1 (b)(1)(ii)(E), [with respect to the Adviser]
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(f) [ ]
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Employee Benefit Plan or Endowment Fund in accordance with 13d-1 (b)(1)(ii)(F),
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(g) [ ]
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Parent Holding Company or control person in accordance with Rule 13d-1 (b)(1)(ii)(G),
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(h) [ ]
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Savings Association as defined in Section 3(b) of the Federal Deposit Insurance Act,
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(i) [ ]
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Church Plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act of 1940,
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(j) [ ]
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Group, in accordance with Rule 13d-1(b)(1)(ii)(J).
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If this statement is filed pursuant to 13d-1(c), check this box: [ ]
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Item 4.
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Ownership.
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The reported shares are the Issuer's common stock.
As of December 31, 2014, all of the reported shares were owned by investment advisory clients of Comprehensive Financial Planning, Inc. (the "Adviser"). Investment advisory contracts grant to the Adviser voting and investment power over the securities held in the accounts of such clients, though each client also has the authority to issue independent instructions to its broker to sell any security in such client's account.
Mr. Howe, the President and sole shareholder of the Adviser, and his immediate family personally own 7,700 of the above-described reported shares in accounts with the Adviser. Shares owned by other clients of the Adviser could be deemed to be indirectly beneficially owned by the Adviser and, due to his ownership and position with the Adviser, Mr. Howe could be deemed to share such indirect beneficial ownership with the Adviser.
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CUSIP No. 47733C207
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13G
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Page 6 of 6 Pages
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Item 5.
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Ownership of Five Percent or Less of a Class.
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Not applicable
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Item 6.
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Ownership of More than Five Percent on Behalf of Another Person.
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Not applicable.
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Item 7.
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Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company.
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Not applicable
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Item 8.
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Identification and Classification of Members of the Group.
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Not applicable
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Item 9.
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Notice of Dissolution of Group.
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Not applicable
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Item 10.
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Certification.
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Each of the Reporting Persons hereby makes the following certification:
By signing below each Reporting Person certifies that, to the best of its knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect.
Exhibits
Exhibit 1
Joint Filing Agreement dated January 29, 2015, among Comprehensive Financial Planning, Inc. and Raymond L. Howe.
SIGNATURES
After reasonable inquiry and to the best of our knowledge and belief, the undersigned certify that the information set forth in this statement is true, complete and correct.
DATED: January 29, 2015
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Comprehensive Financial Planning, Inc.
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By /s/ Raymond L. Howe
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Raymond L. Howe, President
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/s/ Raymond L. Howe
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Raymond L. Howe, Individually
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